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Personal grants refer to the funds or cash assistance offered to financially depressed people to pull them out their crisis situations, avert any risk due to failure of payment of bills and enable in accomplishing the basic needs of life. The federal or state government furnishes grants to meet the basic personal necessities like food, house, medical needs, emergency assistance, utility needs and others. Every year the government and private organizations disburse billions of dollars for personal grants and eligible applicants can obtain as much as $50,000 to cover their needs and make payments for due bills. The grants money cater to all---single mothers, veterans, senior citizens, disabled people and low income families or individuals. So start applying now. Personal Grants for Rental Bills Finding a secured shelter for the family within the limited budget can be tough and then paying off the monthly rent, mortgage amount, premiums etc are the additional baffling situations. Long due bills can lead to eviction, foreclosure and homelessness hence free grant money and aid programs are offered to prevent eviction and pay off rental bills. • Housing and Urban Development (HUD): • Section 8 Housing Choice Voucher Program • Subsidized Housing • USDA Rural Development • Veterans Affairs Supportive Housing Program • Nonprofit organizations like The Salvation Army, United Way, Legal Aid Society, Catholic Charities, American Red Cross Personal Grants for Medical Bills For low income families paying medical bills for regular checkups or meeting a sudden unexpected situation like accident or an operation can be a terrifying situation with inadequate savings and no insurance to cover the expenses. Medical bills can be exorbitantly high hence to offer help nonprofits, hospitals, government and states offer medical benefits and grants. • United States Department of Health and Human Services (HHS) • Health Resources and Services Administration (HRSA) • Medicaid and Medicare Program • The Addison H. Gibson Foundation • The Aubrey Rose Foundation Personal Grants for Utility Bills Low income families also need to pay off their utility bills. Personal grants, funds or assistance is needed by low income families to compensate for the huge utility bills, non-payment of which can lead to disconnection of services. Every state, government, local communities, utility companies and nonprofits offer grants to cover up the expenses. • Low Income Home Energy Assistance Program (LIHEAP) Grant • LIHEAP Crisis Program • The Weatherization Assistance Program • The Home Energy Assistance Program (HEAP) • Assistance programs by utility companies like Water Bill Programs, Free Energy Audit, Special Winter Protection Plans • Assistance from nonprofits like The National Fuel Funds Network, Operation Roundup, Union Members Discounted Heating Oil, Community Action Agencies Personal Grants for Day Care Bills Mothers need safe daycares to keep their kids in reliable hands to go off to work or college but the expenses are almost unbearable with the meager income levels. Hence, daycare grants and assistance programs have been initiated for moms that help them compensate for the bills. • Child Care and Development Block Grant (CCDBG) • Head Start • State Assistance • Assistance from nonprofits and community agencies • Dependent Care Assistance Program Besides these, there are personal house grants for emergency situations like the Temporary Assistance for Needy Families (TANF), Women, Infants, And Children (WIC), Unemployment Insurance, Emergency Financial Assistance, Social Services and Cash Assistance and others. Start applying now for your personal grants. 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Single moms are burdened with the task of earning money, fulfilling all responsibilities, looking after the kids and accomplishing the needs of the family-all single-handedly. It often leads to financial crisis that poses challenges in meeting the daily requirements and payment of bills on time. Due bills or nonpayment of utility, rent, medical, credit card, insurance and other bills can result in disconnection or termination of essential services, foreclosure, homelessness etc. To extend support US offers Obama certified federal grants to low-income mothers to help them pay off their bills and clear their dues or any debts for a secured living. These grants pertain to almost all sectors. Start applying if you too need funds and grants for your family. Obama Grants for Rental Bills If you are a single mom looking for funds to pay your rental bills or mortgage amount then HUD, Public Housing Programs, and USDA are the best option. Single mothers can now pay off their rents and prevent foreclose or eviction through the varied Obama rental grants: • Section 8 Housing Choice Voucher Program • Community Development Block Grant Program • Fair Housing Initiatives Program • HOME Investment Partnership Program • Public Housing Family Self-Sufficiency Obama Emergency Cash Grants to Pay Bills Single mothers often run out of money and need funds or cash assistance to pay their bills on time to continue availing the services. The Obama government hence offers emergency cash grants to assist moms with cash for limited period of time. These include: • Emergency Cash Assistance • WIC (Women, Infants and Children) • Disaster Unemployment Assistance • Temporary Assistance for Needy Families • Self Employment Assistance • Unemployment Insurance Coverage Obama Grants for College or Educational Fees In spite of financial limitations single moms need to pursue their education to attain higher degrees for better paying and stable jobs to maintain her family. However, educational expenses are very expensive and unaffordable. Obama has initiated several educational grants to pay off the academic costs and boost mom to continue their education. The list includes: • Federal Pell Grants • American Association of University Women • ‘Moms Return to School’ Government Grant Scholarship Program (MRSGGS) • Scholarship Programs • State Based Grants Obama Grants for Day Care Bills Single moms need to work or pursue their educational dreams for secured living hence she needs day care assistance to keep her baby in a secured place. However, bearing the huge costs of day care within the limited money is a challenge. The government, certified by Obama, offers day care grants and funds to meet the expenses. • Child Care and Development Block Grant (CCDBG) • Head Start • Child Care Development Fund • Local Department of Health and Human Services If you are also a single mom struggling to pay your bills or fees then start applying now for the Obama Grants. Don’t get mistaken by any false cash promises or scams on unknown sites. Research well and then apply. For assistance with other bills refer to Grants for Single Moms to Help Pay Bills. 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