With college tuition fees and other expenses skyrocketing, students find it difficult to pursue their studies at a higher level. This is especially a huge constraint for the students of low-income and no-income households. For the financial deficiency, many students leave their studies in the middle of the way. However, the Federal Government of America prioritizes this matter to the great extent, intending to make education facilities available to needy students of the financially backward families. Federal entities want to help these needy students with the free money through grant programs. Students longing to study further can receive the free grant money to pay bills for college. If you want to pursue your higher studies in college, but if you have no adequate money, the free money from grants offers a great financial assistance for you. And you do not need to pay it back like loans. Remember that grants do not resemble any similarities to scholarships as grants are need-based while scholarships are need-based as well as merit-based. Both can be used to alleviate the tension of arranging necessary funds for tuition fees, study materials, student residence, and other costs associated with post-secondary education. Free money for college bills can come from different sources such as the federal government, state government, action community agencies, the college you want to join and non-profit organizations. Since college grant is the great source and effective way for pursuing higher studies, you should never overlook this great opportunity. The federal government funds the federal education grants whereas the U.S Department of Education administers the whole grant programs. When thousands of students are provided with grants to help them pay for college every year, you should take help from the grant program too. The Federal Pell Grant – The Federal Pell Grant has been handed out financial assistances to the needy students since 1972 to help them fund their college education. The Pell Grant is the most useful and most sought-after program for students than any other grant program in the U.S. Apart from students attending colleges and universities, single mothers and women who could not complete their college and university studies, can continue their studies and earn degrees with the Pell grant. With a degree in hand, it will be easier for women and single mothers to secure a better position at work and enhance their living qualities. Since grants first come first-served specific; it is important to fill up FAFSA application form and submit it as early as possible. Your eligibility as the beneficiary of the free money for college bills will be determined based on the information provided on the FAFSA such as- • Specific school attending expenses • Academic status of a student • Financial requirement beyond Expected Family Contribution • Enrollment consistency Once your eligibility is determined, you will be awarded $5,000 worth of free money for college bills per academic year. For the application process, visit https://fafsa.ed.gov today. 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Over 12 million people in the United States are facing the challenges of unemployment which includes students, single mothers, disabled and veterans. But the daily demands of life remain ever escalating and hence, it often becomes a struggling matter for these low or no income group to cope. The Federal Government of United States, however, understands the scenario and it has introduced a series of financial aids in the form of grants. Paying bills on a regular basis is one such domain where these economically backward people need a consistent support. To meet these liabilities on time and to avoid untimely barring of services, US Government disburses these grants through various nonprofits, recognizes organizations, local and state authorities and other community action agencies. The eligible citizens can always apply for free money for bills and continue with their regular lives. There are multiple programs and grants to pay bills have been initiated. If you are looking for such aid, then visit the official website https://www.usa.gov/help-with-bills and know more about these grants. But let us discuss some of the important programs which have become popular. Help to Pay Telephone Bills Telephone is of utmost necessity in today's life and without it, the mode of communication seems to be a difficult task. The low-income groups are often hindered with limited funds to pay the bill on time. To avoid disconnection, the Federal Communications Commission's Universal Service Funds has introduced a benefit program, called Lifeline. This program helps you in getting landlines and wireless at a discounted rates and is meant for people with a certain income level. Besides, there are local telephone companies who often come up with various discount plans, offers or vouchers which help in reducing the telephone bills at the end of the month. If you still think that having a telephone would be expensive for you, then you can opt for cell phone to contact 911 in case of any emergency. For getting cell phone at a much cheaper rate, contact your state social service agency. They will help you to find emergency cell phone donation program. Help to Pay Home Energy Bills Home Energy or Utility Bills are indeed an area of major concern for the financially crunch families, individuals or unemployed. If you need help to pay off your home energy costs, take help from Low-Income Home Energy Assistance Program (LIHEAP). This program helps in keeping the families safe through initiatives that lower their energy bills and gives them a secure place to survive. This is a federally funded assistance program that helps in managing costs pertaining to: • Home energy bills • Energy crises • Weatherization and energy-related minor home repairs If you want to apply for LIHEAP, contact your local agency. For more help on LIHEAP, contact National Energy Assistance Referral (NEAR). Help with Medical Bills Medical expense is a major concern when it comes to the question of health of children, disabled and senior citizens. Due to limited funds, dearth of savings, no medical insurance and unemployment, it is often a glaring hindrance for the mass. If you cannot afford medical care or prescription drugs, there are series of state and federal programs that will help you to sail through: • Healthcare.gov : helps you with medical insurance, compare care, extensive lessons on prevention and understanding the Affordable Care Act • State Human/ Social Service Agency: offers direct medical support and referrals to other organizations • State Medicaid: offers help with the medi-claim and insurance to the low and very low-income families and individuals • Local Department of Veterans Affairs: takes care of the health and medicinal need of the senior citizens • State Children Health Insurance Program (SCHIP): help in getting insurance for the children of working families who cannot afford health insurance or do not get it through their work • Local Social Security Administration (SSA): helps those who are on Social Security and Medicare • Disability.gov: this is mainly intended for the people with some kind of physical disability and cannot afford their own medical expenses. This provides comprehensive information and resources for the disabled • Charity Care Programs: helps uninsured patients who fail to qualify government aid program. Local hospitals can help you find such recognized and affiliated charitable trust who are there to extend you the right help • Emergency Medical Treatment and Labor Act (EMTALA): one is guaranteed to have an access to emergency medical situation and evaluation. Besides, there is Temporary Assistance for Needy Families (TANF) which is a federal program that disburses money to state authorities to provide short-term financial and supportive assistance to low-income families with children under 18 years old. Recipients may qualify for help with food, housing, home energy, child care, job training, and more. 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Life becomes a difficult journey when age takes a toll. Since the health does not permit to take the physical strain, the income becomes a limited and so their lives are filled with challenges. It had been reported that in the year 2010 by American Community Survey, one in 10 of the 12.5 million senior citizens, neither had health insurance nor any health care facilities. At this crucial juncture, Federal Government stretches out its hand of help with financial assistance for the elderly people in the form of grants. These grants are available through various nonprofits, accredited firms, charitable trusts and community action agencies. Some of the important personal grants for veterans are as follows: AAARP Foundation Grants Program: this is a grant that is eligible for elderly people who are above 50 or older with the basic education program and other social behavioral program. Transportation for Elderly Persons and Persons with Disabilities: every state can receive grants directly from Federal Transit Administration Grants Program. Nonprofit groups are accumulating these grants to help the elderly citizens pertaining to their transportation needs to the areas where service provided is unavailable. If you are looking for grants for transportation then contact your state transportation office immediately. The Harry and Jeanette Weinberg Foundation, Inc: this foundation has earned the reputation for their drive for senior citizens called The Older Adults Program. This grant includes several different grants together. There are grants for residential care facilities such as nursing care, accommodation facilities for the elderly, home repair programs and providing multiple other securities. This program also ensures prevention of any domestic abuse, caregiver support, promotion of professional long-term care support and other economic security programs. Verizon Foundation: grants coming from Verizon Foundation are targeted to help healthcare providers, patients, and caregivers to create innovative care models, enabling seniors with chronic diseases to stay within their home as long as possible. The Americorp Silver Scholar Programs: this is a grant established by Edward M Kennedy Service America Act for citizens above the age of 55 years. For every 350 service hours, the senior citizens receive as an award of $1000. This is one of the reputed personal grants for veterans that they can take up pertaining to the education of their children and grandchildren. National Association of American Veterans Emergency Assistance: this is a grant helps veterans and their families with financial assistance services. The organization also provides free transportation service to medical appointments for Veterans in the Washington DC. This, however, eliminates additional expense of conveyance which most people forget when they calculate medical expense. US Cares Emergency Assistance Program: this program helps the senior citizens on an emergency basis to pay their regular bills like utility bills and water bills. Besides, veterans are being offered with grants pertaining to their accommodation and food. There are numerous other personal grants for veterans available with the government. Apply immediately for these grants and curb your expenses to a better living. 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