A vast population of senior citizens in U.S. lives on fixed income and low savings that restrict them from leading a basic standard of living. By 2030, it is estimated that almost 72.1 million elderly people will be residing in the country. They hence require financial support to mitigate the dearth of funds and live a well-accomplished life. Read through the article and learn about the varied federal grants for senior citizens that have been supporting thousands of lives over the years. Medical Grants Regular medical attention is a necessity for senior citizens but bearing the expenses can be unaffordable for retired people. Moreover, emergency medical situations, hospital bills, lab tests, insurance payments and others can be exorbitantly high for senior citizens. Medical grants are available that cover majority of the expenditure and offer free health checkups. Senior Health Insurance Assistance Program (SHIP), Medicare and Medicaid, health insurance counseling, free community healthcare clinics, prescription drug coverage (pays for 50% of the bills), free medical transportation for hospital/clinic visits, attendant services, medical equipment etc are some of the medical grant programs for senior citizens. For any health queries or medical assistance, you can also call Senior Medicare Hotline. Read - Housing Grants Housing rents, loans or mortgages have been constantly escalating over the years making it worse for low-income earners to purchase or rent a home. For senior citizens with no or restricted income, the situation is tougher as it might lead to evictions and homelessness. Federal housing grants, disbursed by states, counties and community agencies, have helped monetarily challenged senior citizens acquire affordable homes and pay off rents and mortgages. Housing grant programs like USDA Section 515 Multi-Family Housing, HUD Section 202 Supportive Housing for the Elderly Program, Mortgage Insurance-Rental Housing for the Elderly, Public Housing, Congregate Housing Services Program, Medicaid Home, and Community Based Services, Multifamily Subsidized Housing have helped secure affordable and safe shelter for many senior citizens. Read - Food and Grocery Grants Limited income restricts aged people from consuming healthy food, forcing them to be at nutritional risk. To promote nutritive food consumption the federal government disburses food and grocery grants that offer food at free or reduced price. The grant programs offer home-delivered meals for homebound seniors, food at reduced price, food vouchers, special meal sites to apply for food grants, food for their pets like dogs and cats etc. Federal food grant programs include Meals on Wheels, Commodity Supplemental Food Program (CSFP), Healthy meals and groceries from United States Department of Agriculture (USDA), congregate meals, the Nutrition Services Incentive Program etc. Read - Home Repair Grants Home modification, up-gradation, and repairing are important for secured and comfortable living but fixed income levels may restrict maintenance work. The federal government allocates home repairing grants to eligible senior citizens that financially compensate for the expenses. Community Block Development Grants by HUD, Very Low Income Housing Repair Program by USDA, Weatherization programs like The Low Income Home Energy Assistance Program (LIHEAP) Grant, Weatherization Assistance Program, Home Energy Assistance Program (HEAP) and individual state home repair grants are some of the funding programs that assist in revamping work. There is an endless list of federal grants for senior citizens---transportation grants, Capital Assistance Program, Foster Grandparent Program, Mortgage Insurance, grants from counties, nonprofits, agencies etc. Start applying now! Related Keywords - Apply, grants, free money, online grants, housing grants, medical bills, utility bills, home repair, senior citizens, HUD, SHIP.
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The U.S. government offers federal grants to low-income families, single mothers, nonprofit organizations, and associations. The grants serve as a financial aid to deprived families and needy people for an improved standard of living and better society. However, applying for the grants involve series of steps and extensive research work. Let’s have a look at the essential steps to apply for federal grants. Steps to Apply for Federal Grants Make Research: make a list of your needs that require financial assistance or grants. These can be housing, home repair, education, utility, daycare, medical, food, transportation, bill payments or debt clearance etc. Now begin with both online and offline research work for the availability of grants, eligibility criteria, application procedures, deadlines and documentation work. For exhaustive information on all the government grants and online application, processes refer to Grants.gov site. A complete know-how is important. Online Grant Application: to apply online visit Grants.gov and key in your grant search term to begin searching. Note the Funding Opportunity Number of the federal grant. You may search by keywords, government search codes, funding categories or opportunities. Study the synopsis of the grant program and mark the eligibility criteria needed to qualify for the federal grant. Check all the required documents, credentials, records and other essential details. Also, make note of the deadline for submission of applications. You can now download the grant application form. Also Read -Get Registered: first, get registered with Grants.gov to apply for your grants. Remember to apply in the individual grants section as it’s a personal grant and also note your own username and password. Organizations have different application procedure; they require Dun and Bradstreet (D&B) Data Universal Numbering System (DUNS) number (nine digit identification number). Proposal Letter: write an appealing and error-free proposal letter justifying the need for the grant money and its usage. A proposal letter gets you noticed and selected for a grant hence it requires a valid explanation and engaging write-up. Re-checking: before submitting your application ensure all essential credentials and documents are provided, all papers are verified and arranged in order and the audio and video or image files are compressed (if any). Remember attachment file names should not have -, &,*, /, #, or periods, accent marks, any special characters or blank spaces. You can use underscore. Also Read-Follow up: keep a track of the notification e-mails sent to you by the Grants.gov. 2 e-mails will be sent---one for receiving your sent application and second stating the acceptance or rejection of the application. If your proposal is accepted then you will get 2 other e-mails---one sent by the concerned agency and the other stating your personal tracking number to help you track your application. Talk to nonprofits: if you can’t qualify for government grants seek assistance from nonprofits, charities, churches and local agencies. There are more than 100 nonprofit organizations in the US committed to render services. If rejected then you may apply again. Follow the vital steps and apply for your federal grants. Related Keywords - apply online,free grants,government money,grant application, steps to apply,how to apply,pay bills,free money,pell grant,scholarships,low income,seniors,single moms. A home needs to be occasionally upgraded and renovated for energy efficiency, safety and comfort. However, most low-income earning families struggle to make ends meet and compensate for their monthly or quarterly bills. Exorbitant utility bills can be a matter of concern for low-income earners as due bills or non-payment can lead to disconnection of services. Well, now you can avail federal grants to pay utility bills and get free services even with a pinching pocket. Contact your state, county, and nonprofit organizations for up-gradation, weatherization and utility bill payment services. Now pay your utility bills and enjoy the benefits. Benefits of Utility Services • Weatherization reduces energy bills for several years. The heating and cooling weatherization save energy for at least 10-15 years while insulation of walls and roof give guaranteed 30 years of savings • Weatherization by professionals ensures safety for old buildings and houses • Free services are offered by the grants for services like up-gradation of the electrical system, electricity consuming appliances and heating-cooling system. So it’s the ‘whole house weatherization’ program. Read- Federal Grants for Utility Bills The Weatherization Assistance Program Low-income families can avail energy efficiency assistance through WAP for reduced energy bills. The grants are disbursed to state governments, nonprofits and community agencies that are later allocated to eligible families seeking weatherization services. Administered by the U.S. Department of Energy, the WAP provides services like energy saving measures, weather stripping, wall and attic insulation, minor home repairs and up-gradation work using the latest technology. For almost 4 decades WAP has been involved in improving the livings conditions of millions of families. The Low Income Home Energy Assistance Program (LIHEAP) Grant LIHEAP supports monetarily restricted families struggling to pay their home energy needs. It directly pays the utility companies. It’s a cash grant that offsets the cooling and heating costs of low-income families unable to pay their utility bills. LIHEAP also grants weatherization services for energy efficiency and reduced bills. Read- LIHEAP Crisis Program The LIHEAP Crisis Grant offers financial assistance in emergency situations like broken equipment, fuel shortage, leaking lines, heating source blockage, insufficient heating oil or utility services terminated. The payouts are made directly to the energy company against the unpaid bills. Contact your local county assistance office to apply for the grant program. State Utility Grants Every state has federally approved grant programs and resources that can finance for utility bills and compensate for heating-cooling bills. Most states have laws that can restrict utility companies from terminating their services even if payments are due. Contact the state government for electricity bill reduction, energy saving techniques, disconnection or unpaid bills. If you need help with the energy crisis, due bills, home up-gradation or weatherization services contact your state and local authorities or the U.S. Department of Energy for immediate assistance. You may also look for nonprofits, catholic charities, and community agencies to pay off bills. Apply today for the federal grants for utility bills; have a cozy home to live in. Related Keywords - apply,online,grants,money,free money,low income,utility bills,state grants,home energy,pay bills,cash,application,weatherization,single moms,senior citizens,veterans. |
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December 2016
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